Customers from the informal segment of the economy can avail home loans without ITR
- Flat Log in and Processing Fees on Balance Transfer
Bangalore, August 15, 2021: ICICI Home Finance (ICICI HFC) is launching their ‘Big Freedom Month’ with on-the-spot home loan sanction for Affordable Home Loans on August 13 and 14, 2021. Prospective home buyers can visit the ICICI HFC branch and avail free consultation sessions provided by experts. During the ‘Big Freedom Month’, ICICI HFC aims to assist home loan seekers who do not have income tax return proof to buy their dream home. Existing home loan customers can transfer their current home loans to ICICI HFC via Balance Transfer Facility and leverage flat Log-in and Processing fees.
Interested customers who are skilled professionals such as carpenters, plumbers, electricians, tailors, painters, welders, auto mechanics, auto taxi drivers, small vegetable merchants, kirana shop owners and their employees, laptop/computer/RO repair technicians as well as small and medium sized business owners who do not have income tax return documents can avail ICICI HFC on-the-spot home loan sanction by submitting their Pan Card, Aadhar Card and Bank account statements of past six months at the branch. They can also consult with ICICI HFC employees, who will resolve queries related to EMI payments and suggest essential steps to maintain a good credit score.
Customers can walk-in to their nearest ICICI Home Finance branch located at Yeshwantpur branch, 1st floor No. 165 and 166 Manjunatha Chambers, Shankar Nagar, Main Road, Mahalakshmipuram, Bangalore – 560096.
Mr. Anirudh Kamani, MD & CEO, ICICI Home Finance, “Our on-the-spot sanction for home loans during the Big Freedom Month provides multiple home loan offerings, along with special expert led consultations enabling customers in the informal segment to buy their dream homes. During their visit to our branches, customers can resolve their queries and learn good financial behavior important for becoming a proud home owner. Each of our branches have local representatives, enabling us to offer loans quickly with minimal documentation.”
Home loan seekers can avail a subsidy of upto INR 2.67 lakhs under the Pradhan Mantri Awas Yojana (PMAY), a credit-linked subsidy scheme (CLSS) for Economically Weaker Section (EWS) and Low Income Groups (LIG).
ICICI Home Finance has ensured vaccination of its employees and their dependent family members, as this will help ease their health worries, to create a safe environment at each of the ICICI HFC branches for both customers and partners. ICICI HFC has been observing all protocols as per MHA and MOHFW for the safety of its employees and customers during the COVID-19 period, and has undertaken proactive measures across its 157 branches and sales offices.
